NLB Blog

Cybersecurity attacks on owners and employees at small and medium sized businesses are increasing at an alarming rate. These attacks can result in significant business disruption and substantial monetary losses. A staggering 95% of cybersecurity breaches are due to human error. The good news is fraud can be prevented with proper training. That’s why NebraskaLand Bank is providing this free virtual training for you and your employees. A well-trained workforce may be your best defense against fraud and data breaches.

Playing with your grandkids, sipping mai tai’s from the beach, volunteering for your favorite cause; retirement looks a little different to everyone. No matter what your retirement goals are, an Individual Retirement Account (IRA) can be a great investment option, especially if you don’t receive a 401(k) plan through your employer. Plus, obtaining an IRA is easy! If you’ve earned taxable income this year, you’re eligible!

Senator Mike Jacobson, along with a few employees, and a small group of local shareholders, founded NebraskaLand Bank in 1998. He is currently running for re-election in District 42, and has joined us to share some of his experiences.

You’ve probably noticed a lot of change and growth around the North Platte area, which has been exciting to follow. Many large projects have either started or been announced recently and there’s plenty to be optimistic about economically.

Ransomware is a form of malware, or malicious software, used to encrypt sensitive files held in business and personal devices, essentially locking users out of their own data or networks. Once deployed, the ransomware encryption restricts access to files and the victim receives a notice that a “ransom” must be paid to unlock the data or device. The ransom request often requires payment by Bitcoin or other types of anonymous cryptocurrency. Access to data is supposed to be restored once the ransom is paid and the attackers provide a decryption key.

Halloween costumes do not have to break the bank. With the decorations, candy, fall festivals, and costumes it can be hard to keep on budget this month.   A great way to save money is to get creative with your costume. NLB employees have used everything from balloons, to empty milk jugs to create costumes and save money. They shared with us some of their favorite DIY Halloween costumes.

Every year NebraskaLand Bank- Kearney is enthusiastic to put on our Annual Trunk-or-treat event. Where local businesses and organizations construct spooky, cute and fantastical trick-or-treat stations from their company and volunteer vehicles.

We are back with a local business owner, Paul Oettinger. Paul owns Pal’s Brewing Company in North Platte, which has been a popular business in a growing location. 

Caller ID or phone spoofing is a phone scam whereby callers impersonate government officials, financial institutions, or legitimate companies by using fraudulent displays of phone numbers (or “spoofs”) to gain the victim’s trust and get them to disclose personally identifiable information (PII) or sensitive financial information. 

In our Fall Newsletter Mike shares his knowledge on inflation patterns in the economy. 

Need to transfer to and from other banks? We have a simple solution. 

Looking at the fiscal year, have you thought about an HSA for you or for your employees?