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Have you thought about an HSA?

Have you thought about an HSA?

An HSA is a tax-favored savings account for individuals and families covered by a high-deductible health plan (HDHP). Contributions to an HSA are tax-deductible and distributions are tax-free if used for qualified medical expenses.

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2024 Homebuyer Grants

2024 Homebuyer Grants

Exciting news for prospective homeowners in Nebraska! The Federal Home Loan Bank (FHLB) is reopening its Homeownership Set-Aside Program (HSP) and introducing a new grant program - the Homeownership Possibilities Expanded (HOPE) Program on March 4, 2024.

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Misleading Marketing Practices: Lenders Use Bank’s Reputation

Misleading Marketing Practices: Lenders Use Bank’s Reputation

While consumers are constantly bombarded with electronic ads, and the dangers of online scams, the average buyer has evolved and will research before signing the dotted line. Other lending and insurance marketers have resorted to purchasing consumer information to seem legitimate.

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Tips for a Smooth Loan Closing Process with NebraskaLand Bank

Tips for a Smooth Loan Closing Process with NebraskaLand Bank

As a homebuyer, you know that the road to closing can be full of twists and turns. However, when working with NebraskaLand Bank, we strive to make the process as smooth and efficient as possible. One way to ensure a speedy closing is by following some key tips that we have compiled for you. Following these tips will save you not only time but also potential headaches. Read on to learn what you can do to help your loan closing go smoothly.As a homebuyer, you know that the road to closing can be full of twists and turns. However, when working with NebraskaLand Bank, we strive to make the process as smooth and efficient as possible. One way to ensure a speedy closing is by following some key tips that we have compiled for you. Following these tips will save you not only time but also potential headaches. Read on to learn what you can do to help your loan closing go smoothly.

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Pros and Cons of Paying Points on a Mortgage Loan

Pros and Cons of Paying Points on a Mortgage Loan

Buying a home is a huge financial decision, one that can have an impact on your finances for years to come. One of the choices you'll have to make when taking out a mortgage loan is whether or not to pay points. Points are basically a fee you pay to the lender at closing in exchange for a lower interest rate on your mortgage. In this blog post, we’ll break down the pros and cons of paying points on your mortgage to help you make an informed decision.

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What are trigger leads?

What are trigger leads?

When you're in the market for a mortgage, your credit information is obtained through a "hard inquiry" which is then shared with credit bureaus. This information is then sold to creditors or insurers to make unsolicited offers, which can be overwhelming for homebuyers. These unsolicited offers are known as trigger leads and they can lead to an endless amount of unwanted solicitations. In this blog post, we will explain what trigger leads are and how to protect yourself from unsolicited offers.When you're in the market for a mortgage, your credit information is obtained through a "hard inquiry" which is then shared with credit bureaus. This information is then sold to creditors or insurers to make unsolicited offers, which can be overwhelming for homebuyers. These unsolicited offers are known as trigger leads and they can lead to an endless amount of unwanted solicitations. In this blog post, we will explain what trigger leads are and how to protect yourself from unsolicited offers.

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Teaching Children to Save Money

Teaching Children to Save Money

One of the most important lessons we can teach our children is the value of money and the importance of saving it. Saving money not only helps us achieve our goals, but it also teaches us self-discipline, patience, and responsibility. Many adults wish they had learned these skills earlier in life. That's why it's so important to start the process early on and teach our children the value of saving from a young age.

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Celebrate Your Birthday with Financial Success

Celebrate Your Birthday with Financial Success

Birthdays are a time for celebration, reflection, and of course, presents! But have you ever thought about using your birthday as a way to jumpstart your financial success? With the right strategies and habits in place, it's easier than you think. Here are some easy-to-implement tips to help you save more, spend less and create good financial habits that will last throughout the year.

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The Benefits of Individual Retirement Accounts (IRAs)

The Benefits of Individual Retirement Accounts (IRAs)

For many people, retirement can seem like a far-off concept that’s hard to plan for. But if you start saving early, you can take advantage of the power of compound interest and build a nest egg for your golden years. One of the best ways to do this is by investing in an Individual Retirement Account (IRA). IRAs are great tools to save for retirement because they offer tax benefits and the potential to grow your money over time.

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Benefits of Savings Accounts

Benefits of Savings Accounts

Having a savings account comes with several benefits that can help you reach your financial goals faster. Savings Accounts can provide a sense of security and stability during difficult times or unplanned expenses. In order to start taking advantage of the benefits of having a savings account, you need to know how to save money effectively.

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