NLB Blog

When you're in the market for a mortgage, your credit information is obtained through a "hard inquiry" which is then shared with credit bureaus. This information is then sold to creditors or insurers to make unsolicited offers, which can be overwhelming for homebuyers. These unsolicited offers are known as trigger leads and they can lead to an endless amount of unwanted solicitations. In this blog post, we will explain what trigger leads are and how to protect yourself from unsolicited offers.When you're in the market for a mortgage, your credit information is obtained through a "hard inquiry" which is then shared with credit bureaus. This information is then sold to creditors or insurers to make unsolicited offers, which can be overwhelming for homebuyers. These unsolicited offers are known as trigger leads and they can lead to an endless amount of unwanted solicitations. In this blog post, we will explain what trigger leads are and how to protect yourself from unsolicited offers.

One of the most important lessons we can teach our children is the value of money and the importance of saving it. Saving money not only helps us achieve our goals, but it also teaches us self-discipline, patience, and responsibility. Many adults wish they had learned these skills earlier in life. That's why it's so important to start the process early on and teach our children the value of saving from a young age.

Birthdays are a time for celebration, reflection, and of course, presents! But have you ever thought about using your birthday as a way to jumpstart your financial success? With the right strategies and habits in place, it's easier than you think. Here are some easy-to-implement tips to help you save more, spend less and create good financial habits that will last throughout the year.

For many people, retirement can seem like a far-off concept that’s hard to plan for. But if you start saving early, you can take advantage of the power of compound interest and build a nest egg for your golden years. One of the best ways to do this is by investing in an Individual Retirement Account (IRA). IRAs are great tools to save for retirement because they offer tax benefits and the potential to grow your money over time.

Having a savings account comes with several benefits that can help you reach your financial goals faster. Savings Accounts can provide a sense of security and stability during difficult times or unplanned expenses. In order to start taking advantage of the benefits of having a savings account, you need to know how to save money effectively.

Playing with your grandkids, sipping mai tai’s from the beach, volunteering for your favorite cause; retirement looks a little different to everyone. No matter what your retirement goals are, an Individual Retirement Account (IRA) can be a great investment option, especially if you don’t receive a 401(k) plan through your employer. Plus, obtaining an IRA is easy! If you’ve earned taxable income this year, you’re eligible!

Located conveniently in your NebraskaLand Bank app, Zelle® enables you to send and receive money with friends and family, wherever they bank in the U.S. Follow these easy tips to use Zelle® safely:

1. Only send money to those you know and trust

2. Beware of payment scams

3. Treat Zelle® like cash

Opening a new bank account is not something you do every day. So, who do you talk to? What do you bring? What questions do you ask? Banking shouldn't be a scary process. At NebraskaLand Bank, we want to provide you with the answers you are looking for so the next time you think about opening a new bank account; you’ll walk in like a pro.

Every year NebraskaLand Bank teams up with the American Bankers Association in a joint effort to Teach Children to Save.  In years past, NLB volunteers would collaborate with Madison Middle School in North Platte as well as Buffalo Hills Elementary School in Kearney to take over a classroom and teach the students in person.  This year, with classrooms across the nation moving to the kitchen table, we are bringing Teach Children to Save into your home as well.  We want to provide you with tools and fun activities that will break the ice and start a conversation with your kids about money

It goes by many names, the Corona Relief Act, the Cares Act and Economic Impact Payments, no matter what name you may call it, this $2 trillion aid package is starting to find its way in to most Americans bank accounts.  We would like to break down some facts and frequently ask questions regarding the Economic Impact Payment.