Avoid falling victim to fraud. With our world’s reliance on technology, it’s important to keep yourself informed of the latest cyber scams. Chances are, you’ve already been a target of a cybercriminal or fraudster. One common type of fraud is referred to as Social Engineering. Social engineering is a technique used to manipulate a victim into disclosing information or taking a specific action. Fraudsters will communicate with an intended target by saying they are from a trusted organization or financial institution. They may even impersonate someone the target knows.
continue reading "Understanding Social Engineering"
As a homebuyer, you know that the road to closing can be full of twists and turns. However, when working with NebraskaLand Bank, we strive to make the process as smooth and efficient as possible. One way to ensure a speedy closing is by following some key tips that we have compiled for you. Following these tips will save you not only time but also potential headaches. Read on to learn what you can do to help your loan closing go smoothly.As a homebuyer, you know that the road to closing can be full of twists and turns. However, when working with NebraskaLand Bank, we strive to make the process as smooth and efficient as possible. One way to ensure a speedy closing is by following some key tips that we have compiled for you. Following these tips will save you not only time but also potential headaches. Read on to learn what you can do to help your loan closing go smoothly.
continue reading "Tips for a Smooth Loan Closing Process with NebraskaLand Bank"
Buying a home is a huge financial decision, one that can have an impact on your finances for years to come. One of the choices you'll have to make when taking out a mortgage loan is whether or not to pay points. Points are basically a fee you pay to the lender at closing in exchange for a lower interest rate on your mortgage. In this blog post, we’ll break down the pros and cons of paying points on your mortgage to help you make an informed decision.
continue reading "Pros and Cons of Paying Points on a Mortgage Loan"
When you're in the market for a mortgage, your credit information is obtained through a "hard inquiry" which is then shared with credit bureaus. This information is then sold to creditors or insurers to make unsolicited offers, which can be overwhelming for homebuyers. These unsolicited offers are known as trigger leads and they can lead to an endless amount of unwanted solicitations. In this blog post, we will explain what trigger leads are and how to protect yourself from unsolicited offers.When you're in the market for a mortgage, your credit information is obtained through a "hard inquiry" which is then shared with credit bureaus. This information is then sold to creditors or insurers to make unsolicited offers, which can be overwhelming for homebuyers. These unsolicited offers are known as trigger leads and they can lead to an endless amount of unwanted solicitations. In this blog post, we will explain what trigger leads are and how to protect yourself from unsolicited offers.
continue reading "What are trigger leads?"
Our Electronic Banking Specialists can help you get the most out of your Business Online Account!
continue reading "Did you know you can customize your Business Online Account?"
The NebraskaLand Bank Positive Pay system is designed to provide an extra layer of protection against fraud.
continue reading "Protect Your Business with NebraskaLand Bank Positive Pay"
While consumers are constantly bombarded with electronic ads, and the dangers of online scams, the average buyer has evolved and will research before signing the dotted line. Other lending and insurance marketers have resorted to purchasing consumer information to seem legitimate.
continue reading "Misleading Marketing Practices: Lenders Use Bank’s Reputation"
Unlike the younger generations who grew up with the internet, tablets and modern technology, older family members can face unique challenges in today’s digital world. Many technologies serve to make tasks simpler, provide personalized services or hold capabilities that benefit seniors and older adults. Yet the online world is host to a variety of threats that may not be obvious to older users.
continue reading "HELPING SENIORS BUILD A SAFER RELATIONSHIP WITH TECHNOLOGY"
Considering the historic levels of data breaches during the past few years, fraud and identity crimes are a threat to families everywhere. While adults may know that they need to take precautions to protect their personally identifiable information (PII), making sure your children understand the same safety steps is just as important.
continue reading "TALKING TO YOUR CHILDREN ABOUT IDENTITY THEFT: TIPS FOR ONLINE SAFETY"
We are inviting the community to come and kick off the NEBRASKAland DAYS Celebration with a Rodeo Queens Meet and Greet, accompanied by a petting zoo, on Tuesday, June 13, 2023, at our Westfiled Branch, 1801 West A Street, from 10 a.m. to 11 a.m.
continue reading "Create Lasting Memories at our Annual Rodeo Queen Meet and Greet"