NLB Blog

While consumers are constantly bombarded with electronic ads, and the dangers of online scams, the average buyer has evolved and will research before signing the dotted line. Other lending and insurance marketers have resorted to purchasing consumer information to seem legitimate.

Avoid falling victim to fraud. With our world’s reliance on technology, it’s important to keep yourself informed of the latest cyber scams. Chances are, you’ve already been a target of a cybercriminal or fraudster. One common type of fraud is referred to as Social Engineering.  Social engineering is a technique used to manipulate a victim into disclosing information or taking a specific action. Fraudsters will communicate with an intended target by saying they are from a trusted organization or financial institution.  They may even impersonate someone the target knows.

Here are some tips to help you stay safe while using mobile banking.

• Download official banking apps only
• Use strong passwords and biometrics
• Enable two-factor authentication
• Keep your device updated
• Avoid public Wi-Fi networks
• Monitor your accounts regularly
• Only pay people you know

Cybersecurity attacks on owners and employees at small and medium sized businesses are increasing at an alarming rate. These attacks can result in significant business disruption and substantial monetary losses. A staggering 95% of cybersecurity breaches are due to human error. The good news is fraud can be prevented with proper training. That’s why NebraskaLand Bank is providing this free virtual training for you and your employees. A well-trained workforce may be your best defense against fraud and data breaches.

Located conveniently in your NebraskaLand Bank app, Zelle® enables you to send and receive money with friends and family, wherever they bank in the U.S. Follow these easy tips to use Zelle® safely:

1. Only send money to those you know and trust

2. Beware of payment scams

3. Treat Zelle® like cash

Not only have fraudsters been targeting individuals throughout the pandemic they have also been targeting businesses. We would like to share the specific tactics we have seen fraudsters use to target businesses.

Over the past few months, criminals have developed a new set of fraud schemes in an attempt to profit off the pandemic crisis. We want to share some of the specific tactics we have seen to help you spot the signs of pandemic-related fraud. At NebraskaLand Bank, we take protecting your personal information very seriously. We are committed to providing you with the tools, tips and resources you need to keep your information safe and secure.

Now that the holiday season is over a new season begins- tax season. Whether you are ready or not tax identity thieves and IRS imposters are.  We want to educate you on what tax identity theft is how IRS Imposters target you, as well as give you tips to start fighting tax identity theft right away. 

In the aftermath of the recent catastrophic flooding in Nebraska, those affected face a long challenging recovery. Sadly at this very vulnerable time in their lives there is another man-made threat that they must face: identity thieves and scammers. NebraskaLand Bank is proud to provide our customers and their family members with identity protection services provided by Cyber Scout at no additional cost.  If you would like more information on identity theft protection, or if you believe that you may be a victim of identity theft, please call us at 308-534-2100, we will put you in touch with a fraud specialist at Cyber Scout’s Resource Center. To learn more about Identity Theft Protection visit our Online Security Center

Staying safe and secure online is becoming harder and harder as cyber criminals find new ways to hack systems and steal information. Test your knowledge about how to protect yourself from identity theft and cybercrime by taking our quiz.