NLB Blog

The article highlights the significance of smart budgeting as a crucial step towards achieving homeownership. It presents budgeting not as a limitation but as a strategic tool for financial management, emphasizing its role in tracking spending, saving for a down payment, and preparing for monthly mortgage payments. A good budget offers insights into spending habits, enhances savings, reduces impulsive buying, and prepares individuals for unexpected financial challenges by advocating for an emergency fund.

As a homebuyer, you know that the road to closing can be full of twists and turns. However, when working with NebraskaLand Bank, we strive to make the process as smooth and efficient as possible. One way to ensure a speedy closing is by following some key tips that we have compiled for you. Following these tips will save you not only time but also potential headaches. Read on to learn what you can do to help your loan closing go smoothly.As a homebuyer, you know that the road to closing can be full of twists and turns. However, when working with NebraskaLand Bank, we strive to make the process as smooth and efficient as possible. One way to ensure a speedy closing is by following some key tips that we have compiled for you. Following these tips will save you not only time but also potential headaches. Read on to learn what you can do to help your loan closing go smoothly.

Buying a home is a huge financial decision, one that can have an impact on your finances for years to come. One of the choices you'll have to make when taking out a mortgage loan is whether or not to pay points. Points are basically a fee you pay to the lender at closing in exchange for a lower interest rate on your mortgage. In this blog post, we’ll break down the pros and cons of paying points on your mortgage to help you make an informed decision.

Having a savings account comes with several benefits that can help you reach your financial goals faster. Savings Accounts can provide a sense of security and stability during difficult times or unplanned expenses. In order to start taking advantage of the benefits of having a savings account, you need to know how to save money effectively.