NLB Blog

Your data security is in your hands, but you don't have to handle it alone. NebraskaLand Bank can help protect you and ensure your peace of mind.Your data security is in your hands, but you don't have to handle it alone. NebraskaLand Bank can help protect you and ensure your peace of mind.

Identity theft is one of the fastest-growing crimes in the country, and everyday activities like disposing of documents present opportunities for sensitive information to be stolen. In recognition of this risk, NebraskaLand Bank takes proactive measures to protect our customers through initiatives like Comm(unity) Shred Day. This free event, taking place in both North Platte and Kearney, provides a safe and environmentally friendly way for community residents and local businesses to dispose of important documents.

While consumers are constantly bombarded with electronic ads, and the dangers of online scams, the average buyer has evolved and will research before signing the dotted line. Other lending and insurance marketers have resorted to purchasing consumer information to seem legitimate.

Avoid falling victim to fraud. With our world’s reliance on technology, it’s important to keep yourself informed of the latest cyber scams. Chances are, you’ve already been a target of a cybercriminal or fraudster. One common type of fraud is referred to as Social Engineering.  Social engineering is a technique used to manipulate a victim into disclosing information or taking a specific action. Fraudsters will communicate with an intended target by saying they are from a trusted organization or financial institution.  They may even impersonate someone the target knows.

Here are some tips to help you stay safe while using mobile banking.

• Download official banking apps only
• Use strong passwords and biometrics
• Enable two-factor authentication
• Keep your device updated
• Avoid public Wi-Fi networks
• Monitor your accounts regularly
• Only pay people you know

Cybersecurity attacks on owners and employees at small and medium sized businesses are increasing at an alarming rate. These attacks can result in significant business disruption and substantial monetary losses. A staggering 95% of cybersecurity breaches are due to human error. The good news is fraud can be prevented with proper training. That’s why NebraskaLand Bank is providing this free virtual training for you and your employees. A well-trained workforce may be your best defense against fraud and data breaches.

Located conveniently in your NebraskaLand Bank app, Zelle® enables you to send and receive money with friends and family, wherever they bank in the U.S. Follow these easy tips to use Zelle® safely:

1. Only send money to those you know and trust

2. Beware of payment scams

3. Treat Zelle® like cash

Not only have fraudsters been targeting individuals throughout the pandemic they have also been targeting businesses. We would like to share the specific tactics we have seen fraudsters use to target businesses.

Over the past few months, criminals have developed a new set of fraud schemes in an attempt to profit off the pandemic crisis. We want to share some of the specific tactics we have seen to help you spot the signs of pandemic-related fraud. At NebraskaLand Bank, we take protecting your personal information very seriously. We are committed to providing you with the tools, tips and resources you need to keep your information safe and secure.

Now that the holiday season is over a new season begins- tax season. Whether you are ready or not tax identity thieves and IRS imposters are.  We want to educate you on what tax identity theft is how IRS Imposters target you, as well as give you tips to start fighting tax identity theft right away.