NLB Blog

Buying a home is a huge financial decision, one that can have an impact on your finances for years to come. One of the choices you'll have to make when taking out a mortgage loan is whether or not to pay points. Points are basically a fee you pay to the lender at closing in exchange for a lower interest rate on your mortgage. In this blog post, we’ll break down the pros and cons of paying points on your mortgage to help you make an informed decision.

When you're in the market for a mortgage, your credit information is obtained through a "hard inquiry" which is then shared with credit bureaus. This information is then sold to creditors or insurers to make unsolicited offers, which can be overwhelming for homebuyers. These unsolicited offers are known as trigger leads and they can lead to an endless amount of unwanted solicitations. In this blog post, we will explain what trigger leads are and how to protect yourself from unsolicited offers.When you're in the market for a mortgage, your credit information is obtained through a "hard inquiry" which is then shared with credit bureaus. This information is then sold to creditors or insurers to make unsolicited offers, which can be overwhelming for homebuyers. These unsolicited offers are known as trigger leads and they can lead to an endless amount of unwanted solicitations. In this blog post, we will explain what trigger leads are and how to protect yourself from unsolicited offers.

We are inviting the community to come and kick off the NEBRASKAland DAYS Celebration with a Rodeo Queens Meet and Greet, accompanied by a petting zoo, on Tuesday, June 13, 2023, at our Westfiled Branch, 1801 West A Street, from 10 a.m. to 11 a.m.

One of the most important lessons we can teach our children is the value of money and the importance of saving it. Saving money not only helps us achieve our goals, but it also teaches us self-discipline, patience, and responsibility. Many adults wish they had learned these skills earlier in life. That's why it's so important to start the process early on and teach our children the value of saving from a young age.

The event offers free shredding services for personal documents such as bills, banking statements, credit card offers, and more.  Shredding services will be available to the public with a recommendation of one bag of items or up to five standard sized boxes per person.

Kearney Comm(unity) Shred Day 
Kearney Branch – 4615 West 2nd Avenue
Friday, April 28, 2023 from 11:00 pm – 1:00 pm
Accepting donations for Jubilee Center Food Pantry.
(Needed Items: Tuna, Noodles, Sauces and Baby Food Items)

North Platte Comm(unity) Shred Day
1400 South Dewey
Friday, May 19, 2023 from 11:00 pm – 1:00 pm
Accepting free will donations for the Lincoln County Law Enforcement Memorial.

NebraskaLand Bank is celebrating their 25th anniversary in a unique way by launching the Project [Blank] initiative!

You may be eligible for up to $7,500 in grant funds towards a home purchase. Grant funds provide for down payment and closing cost assistance to first-time homebuyers. The HSP program is provided to households as a forgivable grant with a five-year retention period.

Whether you’ve just started researching or you’re ready to start house hunting, we’ve gathered a few tips to help you on your home buying journey.  

Each year, our employees nominate various organizations in our community to be the recipients of monetary donations contributed solely by the Bank employees. The “My Fair Share” program allows employees to decide what percentage of their contribution will directly benefit each organization. The recipients of the 2022 My Fair Share Program are Rape & Domestic Abuse Program, North Platte Trails Network, North Platte Area Children’s Museum, PAWS-itive Partners, Todd Becker Foundation, Kearney Area Animal Shelter, S.A.F.E. Center, Red Desert Humane Society and Hospice of Sweetwater County.

Reinvest in your community this holiday season by making the commitment to shop local.  Our Shop Local Holiday Gift Guide 2022 will help make it easier for you to find the must have holiday items from local merchants that will cover everyone on your holiday gift list.  Our community offers a wide variety of businesses to shop at without leaving town. Money spent by shopping at local businesses is more likely to go back into the community. It may be easier to shop online, however the more money that stays in the community means better schools, better roads and more support for local nonprofit organizations, police and fire departments. Discover the best presents for Mom, Dad, Grandpa, Grandma, the kids or anyone else, while you shop local and support the community.